Still not quite right. You are using x in a way that implies it is a shorthand for the entire maternal inheritance. It's not.
Humans have 46 chromosomes, 23 from the mother and 23 from the father. That's your autosomal DNA. The x is one chromosome, and the y is another.
The y never combines. It just gets passed down intact. The other chromosomes, including the x, also just get passed down, but at each generation only one of the two copies gets passed along to the baby. For everything except the y, segments can cross over. In other words, the Chromosome #3 (or the x, or whatever) that gets passed down might be an exact copy, or it might have fragments from the other copy.
So, it doesn't really make sense to talk about 100% y or 0% y. Your y chromosome is either the Tudor y-chromosome or it's not. There is also no such thing as an expressed or unexpressed y. If someone has a y chromosome it's always expressed -- the baby is male.
And, it doesn't make sense to talk about percentages of x. One copy of everything except the y is just getting passed down, either intact or blended a bit by crossover.
Also, we should be clear that the number of years doesn't count. The only thing that counts is the number of generations. In other words, the number of times a parent transmits half their chromosomes to a new baby.
So, in your example it's misleading to think in terms that "Thomas ap Rice got the full dose on both X and Y from both his parents". No. What he got was his father's unchanged y, and a random assortment of 22 other chromosomes from his father, plus an x from his mother, and a random assortment of 22 other chromosomes from his mother.
So, if Thomas was five generations down in the male line from Owen Tudor, then he got Owen's unchanged y-chromosome, plus a tiny fraction (100 divided by 2 to the 5th power) of Owen's other chromosomes. That works out to 3.125%. This number is just an average, based on probabilities. In fact, Thomas could have gotten 0% from Owen. There's no way to know or calculate whether Thomas specifically got any of Owen's x chromosome.
And, if you are five generations down in the male line from Owen, then you got Owen's unchanged y-chromosome, plus 3.125% of his other chromosomes. Again, this number is just an average. You could have gotten 0% from Thomas or you could have gotten 3.125% from Thomas but with none of it from Owen. And again, there's no way to know whether you got any of Thomas or Owen's x.
Now think about this -- 3.125% of 46 chromosomes is only about 1 and a half chromosomes. So in five generations, the entire inheritance is a full y chromosome plus maybe another one and a half. In ten generations the entire inheritance would be the y chromosome plus 4/10ths of another chromosome (or perhaps no other chromosomes). In other words, after 10 generations the only inheritance you have from Owen Tudor s probably some stray fragments that survived by crossing over into another chromosome.
Re-reading your message, I think you see that whenever a woman has Tudor ancestry and marries back into the line, you don't get to start over with her as though she is 100% Tudor. Instead, you have to go back through this same sort analysis for her. Figure out how many generations she was from Owen. If she was also five generations, then you get (for that generation only) a doubling factor (minus the chromosome).
So Tamazin (or whoever might bring another 3.125% of Owen's DNA. And if her husband also has 3.125%, then their children will have 3.125%. In other words, you get to skip a generation of cutting the number in half ;)
As you read this, please understand that when I talk about percentages, these are just predictions based on randomness. In fact, a whole chromosome could get passed down even though the odds are against it. Or a chromosomes might be affected by cross over. 3.125% isn't a predetermined number; it's just rough guess about what will happen in a completely a random system.
Of course, random is random. If you toss a coin four times you don't always end up with two heads and two tails. In any one generation, you might beat the odds, but over many generations it will tend to even out. There's no reason, other than probability, that you couldn't have inherited a couple full chromosomes from Owen, in addition to a y. You could even argue that in every single generation since Owen's son, all of your ancestors inherited the "Owen half" with never any contribution from the female line, so your DNA is really 1/4 identical to Owen's. But the odds against that are astronomical, and you'd never be able to prove it.
If your goal is to find reasonable genetic evidence that connects you to the Tudors, you want to focus on arguments that will help persuade people who know the field.